Car accidents can be painful, costly, and life-changing. However, if you suffered injuries from a car crash due to the negligence of another driver, you do not need to bear the costs. Rather, you can recover monetary compensation from the insurance provider of the at-fault party with the assistance of an attorney. If you have been injured in a car accident, you may have the right to recover damages paid to you as compensation for your injury or loss due to another party.
Car Accident Laws in New York
Under New York Law, drivers need to have Personal Injury Protection ({PIP) that makes sure they get their lost wages and hospital bills covered when the an accident happened, no matter who caused it. But since the insurance policy may have limited coverage, you may want to file a car accident claim against the at-fault driver’s insurance provider. Under your PIP coverage, you won’t be able to recover compensation for pain and suffering, emotional distress, or wrongful death damages.
You need to fight for your right to compensation if you sustained debilitating injuries in an accident for which another motorist is to be blamed. It is imperative that you take prompt action and file a claim with a lawyer. Filing as early as possible ensures you do not miss the legal deadline.
How to Prove Your Case
To pursue compensation for your injuries, you would need to prove the other driver failed to follow due care, breached their duty of care, their negligence caused the accident, and you suffered injuries because of it. A skilled lawyer can help you prove such elements of an accident claim by using important legal tools such as police reports, eyewitness testimony, and expert testimony. Also, they can negotiate a claim settlement for your losses. Also, they can build a valid case for you in court to make sure you get the full damages you deserve for your losses.
What is the Worth of Your Claim
Before you start a car accident case, you must know how much your claim is worth to make sure you get what you are entitled to. You must seek economic and non-economic damages if you have sustained serious injuries. Economic damages include the financial losses you have sustained due to the crash. Your attorney will calculate the total you have spent and come up with an estimate of the future costs you will possibly sustain because of your injuries.
Non-economic damages cover the mental and emotional damages you suffered due to the crash. Your attorney will calculate these damages based on how your injuries affect your life.