Being in a car accident can be one of life’s most traumatic events. It can take a lot out of you. Sitting on the hospital bed waiting for your injuries to be treated can be depressing. But when you have to think about your medical bills, it can get 10 times worse.
So who pays the medical bills if there has been a car accident? Is it you, or someone else? This post answers all.
The Severity of Your Injuries
If you have been in an auto accident, you may have come up relatively unscathed, but it must have shaken you. Or you may have been badly injured and are getting the treatment you need in the hospital. Regardless of how severe your injuries are, it is necessary to start the treatment.
Some injuries may happen internally but the effects don’t really become apparent before it’s too late. Sometimes symptoms take a lot of time to show, and taking preventive measures can reduce their impact by quite a bit. Whatever it is, starting treatment right away is important.
Responsibility for the Accident
Who pays your medical bills? It really boils down to who is responsible for the accident. If it can be proven in court that the other driver was at fault, it is his insurer who will be coughing up the medical bills. That is why you need the help of a car accident attorney with legal experience to tell you what to do.
Proving fault in a car accident is not easy and it may require the extensive gathering of evidence and also talking to witnesses. Only a professional can do it.
Your Health Insurance Provider
Another way to pay your medical bills quickly is to talk to your health insurance provider. If you have coverage, the insurer is liable to pay for all the medical costs involved. This should give you mental stress because you don’t have to worry about it.
In fact, as soon as you start getting treatment for your injuries, notify your health insurance provider so they can start the billing process. This way your treatment will not be delayed in any manner.
Your Car Insurance Provider
If your car has been in a car accident, your insurance provider may be liable for paying your medical bills. This may not apply if you have gone for minimum car insurance coverage. Do ask your insurer about it.
Hire an Attorney
It is crucial to hire an attorney if you have been in an accident and are worried about how you are going to pay the medical bills. They can run up quite high if you are not careful. An accident attorney will be able to file your insurance claim in a way so that you receive the medical treatment you deserve.
When you are getting treatment, you never want worries on your mind. It is only going to delay your recovery. Stop worrying about medical bills today and get a trusted professional to help you.
